A debt free is life not unattainable. It may seem an impossible and frightening task but it is possible. It requires patience and discipline determination and time. Given below is a run down of 6 steps that will help you in the journey towards a life that is free of financial stress. Step 1 - Admit [...]
Banks write off £100,000 after irresponsible lending claims ‘Vulnerable’ borrower who overstated his income was allowed to sign up with five lenders with no proper checks.
The Guardian, Saturday 28 January 2006 Article history by Rupert Jones A “vulnerable” man earning £150 a week managed to rack up debts of more than £100,000 across nine personal loans in what his brother claims is the latest example of irresponsible bank lending. The 50-year-old warehouseman has a poor understanding of financial matters and [...]
Bankruptcy- A last resort
Bankruptcy Don’t consider making yourself bankrupt unless you have explored every other option. The repercussions will stay with you for a long time. Before you consider it think about the following options:- Negotiate with your creditors and offer to pay a small sum off each amount you owe If you can’t cope alone ask for [...]
What cause us to get into Debt? The Possible Solutions?

Debt The British people’s personal debt exceeds 1.1 trillion pounds. They have surpassed the United States in personal debt. Mortgage payments are the cause for 82% of this debt. The uncontrolled house price inflation is the main cause for this. Next an unusually high tax rate and over the top University fees are the main [...]
Control Your Debt and Regain Control of Your Life!
The Debt Crisis and How We Got Here. How you can solve your personal debt crisis.
We are in a state of crisis when it comes to debt we’ve accumulated. Many people are asking the question ‘how did this all happen?’ While you might think the answer is complex and difficult to understand it’s really not. Almost like a maths formula, the debt crisis that we now face played itself out [...]
How to Keep Debt Out of Your life
Financial Agreement Claims – Help for Families During the Credit Crunch

Are you feeling the pinch during the credit crunch? Help may be at hand in the form of a new finance claim. This new and fast growing financial claims allows customers to audit any finance agreement taken out since April 2007 to assess whether it has issues which could make it unenforceable. All agreement must [...]
Bankruptcy? No!

Bankruptcy Because of the manner in which the banks and lenders solicitors drew up the finance agreements we signed, I.e ignoring the law as laid down by the Consumer Credit Act 1974, it is possible to take your lenders to court and apply to wipe out the entire balance. The fact is that the banks [...]
